Chasivo vs Upflow : What’s the best AR automation software?
Upflow is an AR platform for B2B scale-ups with $10M+ revenue. Chasivo is built for freelancers, consultants, and small businesses. Both automate collections, but they serve fundamentally different markets.
Chasivo vs Upflow: side by side
Capabilities | Upflow | Chasivo |
|---|---|---|
Target audience | B2B scale-ups and mid-market companies ($10M to $50M ARR) | Freelancers, consultants, agencies, and small businesses using any invoicing tool |
Self-serve signup | No. Requires a sales call and implementation | Yes. Sign up and start in minutes |
Pricing | Sales-gated. Custom pricing only | Free plan available. Paid plans from $19/month |
Send from your own email | No. Sends from @upflow.com. User reviews describe this as looking “scammy” to recipients | Yes. Sends from your own Gmail via OAuth |
AI follow-up drafts | No. Template-based workflows | AI drafts calibrated to customer payment history, escalation stage, and tone preference. |
Late fee automation | No. Workflow-level configuration | Not available. Chasivo focuses on follow-up communication, not penalty enforcement |
Per-customer chasing modes | No. Workflow-level configuration | Autopilot, Copilot, or Manual per customer. Invoice-level pause available |
Risk scoring | No per-invoice risk scoring | 0 to 100 risk score per invoice with specific signals, calculated before the due date |
Customer profiling | Basic analytics on payment behavior | AI-generated profiles: average days to pay, preferred payment day, warmth score, reliability rating |
Accounting integrations | Deep native integrations with major accounting and ERP systems | CSV and Excel import. Direct integrations on the roadmap |
Payment portal dispute | Yes. Customers can view and pay invoices online | Not available |
Dispute management | Yes. Built-in dispute workflows | Not available. Invoice-level pause can be used during disputes |
Analytics and reporting | Analytics-focused platform with customisable dashboards | Five report types (Predictive Inflow, Payment Health, AI Performance, AR Aging, Year-End Income) |
Same shelf. Different aisle.
Scale and complexity. Upflow is built for companies with finance teams, high invoice volumes, and complex multi-entity structures. The platform assumes dedicated AR staff who will configure workflows, manage disputes, and monitor dashboards. Chasivo is built for businesses where the person chasing invoices is also the person doing the work.
Email delivery. Upflow sends collection emails from @upflow.com. G2 reviewers have described this as looking untrustworthy to recipients. Chasivo sends from the user’s own Gmail address. The recipient sees a personal email from someone they know.
AI capabilities. Upflow relies on template-based collection workflows. Chasivo uses AI to generate follow-up drafts based on each customer’s payment history, relationship data, and escalation stage. These are different approaches: Upflow automates a fixed process, Chasivo adapts the process per customer.
Integrations. Upflow has deep native integrations with major ERP and accounting systems. Chasivo currently supports CSV and Excel import only. For businesses that require automatic sync with their accounting tool, Upflow has the advantage here.
Who each tool is for
Match the tool to the team behind it.
Upflow is a better fit if:
Chasivo is a better fit if:
Chasivo vs Upflow: which one should you pick? It depends on the job you are hiring the tool for. Chasivo vs Upflow comes down to whether you need to get invoices paid (Chasivo) or something Upflow does as its primary job. Read the side-by-side above and pick the tool that matches your actual workflow.
Can Chasivo and Upflow work together? In many cases, yes. Chasivo vs Upflow is not always either-or. Keep Upflow for what it does well, add Chasivo for the follow-up work that Upflow does not handle natively.