Chasivo vs Kolleno : What’s the best AR automation software?
Kolleno is an enterprise AI cash application and credit control platform built for large organisations with complex ERP environments. Chasivo is built for freelancers, consultants, and small businesses who need collection automation without enterprise infrastructure.
Chasivo vs Kolleno: side by side
Capabilities | Kolleno | Chasivo |
|---|---|---|
Target audience | Enterprise and mid-market organisations with complex AR operations | Freelancers, consultants, agencies, and small businesses |
Self-serve signup | No. Requires a sales process | Yes. Sign up and start in minutes |
Pricing | $545/month flat rate, or usage-based starting at $100/month. Sales-gated | Free plan available. Paid plans from $19/month |
Send from your own email | No. Sends from the platform domain | Yes. Sends from your own Gmail via OAuth |
AI capabilities | AI cash application with 90%+ matching rates. Rules-based dunning workflows | AI follow-up drafts, per-invoice risk scoring, customer payment profiling. Rejection feedback loop |
AI follow-up drafts | No. Rules-based email automation | AI drafts calibrated to customer history, escalation stage, and tone preference |
Cash application | Yes. Core feature. 90%+ AI matching rate | Not available |
Per-customer chasing modes | Complex workflow configuration. User reviews report trigger setup can cause unintended email pile-ups | Autopilot, Copilot, or Manual per customer. Invoice-level pause available |
Risk scoring | Portfolio-level risk assessment | 0 to 100 risk score per individual invoice with specific signals |
ERP integrations | Deep integrations with SAP, Oracle, and other enterprise ERPs | CSV and Excel import. Direct integrations on the roadmap |
Multi-language support | Limited. User reviews note templates must be translated manually | English only |
Ease of use | User reviews cite a steep learning curve and complex initial setup | Self-serve onboarding. No technical configuration required |
Built for a credit controller. Or built for the founder who quietly is one.
Complexity. Kolleno is built for organisations managing multi-entity structures, complex remittance matching, and enterprise ERP workflows. Capterra and G2 reviewers consistently note a steep learning curve, confusing trigger configurations, and the need for experienced administrators to implement rules correctly. Chasivo requires no technical configuration. Setup takes minutes.
Cash application versus collection communication. Kolleno’s core differentiator is its AI-powered cash application engine, which matches incoming payments to open invoices at 90%+ accuracy. Chasivo does not offer cash application. Chasivo’s core differentiator is AI-generated follow-up drafts sent from the user’s own email address. These are different problems: Kolleno solves payment reconciliation, Chasivo solves payment collection.
Risk scoring approach. Kolleno provides portfolio-level risk assessment. Chasivo scores each individual invoice on a 0 to 100 scale with specific signals derived from the customer’s payment history. For a freelancer or small business, per-invoice scoring is more actionable than portfolio-level analytics.
Price. Kolleno starts at $545 per month for flat-rate access, or $100 per month on a usage-based model. At either price point, it is designed for organisations where the AR function justifies dedicated tooling investment. Chasivo’s Solo plan is $19 per month.
Match the tool to your team size, not your ambition.
Kolleno is a better fit if:
Chasivo is a better fit if:
Chasivo vs Kolleno: which one should you pick? It depends on the job you are hiring the tool for. Chasivo vs Kolleno comes down to whether you need to get invoices paid (Chasivo) or something Kolleno does as its primary job. Read the side-by-side above and pick the tool that matches your actual workflow.
Can Chasivo and Kolleno work together? In many cases, yes. Chasivo vs Kolleno is not always either-or. Keep Kolleno for what it does well, add Chasivo for the follow-up work that Kolleno does not handle natively.