Chasivo vs YayPay by Quadiant : What’s the best AR automation software?
Quadient AR (formerly YayPay) is an enterprise AR automation platform for B2B finance teams processing 500+ invoices per month. Chasivo is built for freelancers, consultants, and small businesses. They serve entirely different segments of the market.
Chasivo vs YayPay: side by side
Capabilities | YayPay / Quadiant AR | Chasivo |
|---|---|---|
Target audience | B2B finance teams at mid-market and enterprise companies | Freelancers, consultants, agencies, and small businesses |
Pricing | Sales-gated. Custom quotes only | Free plan available. Paid plans from $19/month |
Self-serve signup | No. Requires a sales call and implementation project | Yes. Sign up and start in minutes |
Send from your own email | No. Sends from the platform domain | Yes. Sends from your own Gmail via OAuth |
AI follow-up drafts | Template-based automated workflows. AI used for cash flow prediction | AI drafts calibrated to customer payment history, escalation stage, and tone preference |
Per-customer chasing modes | Workflow-level configuration with template assignment | Autopilot, Copilot, or Manual per customer. Invoice-level pause available |
Risk scoring | Payment scoring and credit assessment | 0 to 100 risk score per invoice with specific signals, calculated before the due date |
Cash application | Yes. Automated payment matching and reconciliation | Not available |
Credit management | Yes. Integration with external credit data sources | Not available |
Payment portal | Yes. Self-service portal for customers to view and pay invoices | Not available |
Accounting/ERP integrations | Deep integrations with NetSuite, SAP, Sage Intacct, Microsoft Dynamics, QuickBooks, Xero | CSV and Excel import. Direct integrations on the roadmap |
Dispute management | Yes. Built-in dispute tracking and resolution workflows | Not available. Invoice-level pause can be used during disputes |
Onboarding | Implementation project. Users report it can be a long process | Self-serve. First follow-up draft within 10 minutes of signup |
AR for a finance team. AR for solo to small teams
Market segment. Quadient AR is built for finance departments. Its feature set assumes multi-user teams, high invoice volumes, ERP system dependencies, and workflows that span credit management through cash application. Chasivo is built for individuals and small teams who need collection intelligence without enterprise infrastructure.
Implementation. Quadient AR requires an implementation project. User reviews note the setup process can be lengthy. Chasivo is self-serve. There is no onboarding call, no implementation timeline, and no configuration project.
Email delivery. Quadient AR sends collection communications from its platform. Chasivo sends from the user’s own Gmail via OAuth. For small businesses where the customer relationship is personal, the sender address matters.
Depth versus simplicity. Quadient AR is a deeper platform with capabilities Chasivo does not offer: cash application, credit management, dispute workflows, and a customer-facing payment portal. These are valuable for finance teams managing complex receivables. For a freelancer with 10 customers, they represent unnecessary complexity.
Choose based on your situation.
YayPay (Quadiant AR) is a better fit if:
Chasivo is a better fit if:
Chasivo vs YayPay: which one should you pick? It depends on the job you are hiring the tool for. Chasivo vs YayPay comes down to whether you need to get invoices paid (Chasivo) or something YayPay does as its primary job. Read the side-by-side above and pick the tool that matches your actual workflow.
Can Chasivo and YayPay work together? In many cases, yes. Chasivo vs YayPay is not always either-or. Keep YayPay for what it does well, add Chasivo for the follow-up work that YayPay does not handle natively.