Chasivo vs Tesorio : What’s the best AR automation software?
Tesorio is an AI-powered financial operations platform used by companies like Bank of America, Veeva, and Twilio. Chasivo is built for freelancers, consultants, and small businesses. Tesorio starts at $30,000 per year. Chasivo starts at $0.
Chasivo vs Tesorio: side by side
Capabilities | Tesorio | Chasivo |
|---|---|---|
Target audience | Mid-market and enterprise finance teams | Freelancers, consultants, agencies, and small businesses |
Self-serve signup | No. Requires a sales process and implementation | Yes. Sign up and start in minutes |
Pricing | Starts at $30,000/year. Custom pricing. Sales-gated | Free plan available. Paid plans from $19/month |
Send from your own email | No. Sends from the platform | Yes. Sends from your own Gmail via OAuth |
AI capabilities | AI agents for collections, payment prediction, email drafting, promise extraction, supplier portal management (Coupa, Ariba) | AI follow-up drafts, per-invoice risk scoring, customer payment profiling. Rejection feedback loop improves future drafts |
Cash application | Yes. 95%+ auto-match rate across 200+ customers | Not available |
Supplier portal automation | Yes. Autonomous agents for Coupa and Ariba portal management | Not available |
Per-customer chasing modes | Workflow-based configuration | Autopilot, Copilot, or Manual per customer. Invoice-level pause available |
Risk scoring | Payment scores per customer. ML-based payment prediction | 0 to 100 risk score per invoice with specific signals, calculated before the due date |
ERP integrations | NetSuite, Sage Intacct, Salesforce. No public API listed | CSV and Excel import. Direct integrations on the roadmap |
Forecasting | Cash flow forecasting with ML-driven payment prediction | Predictive Inflow report based on customer payment history |
Team collaboration | Customisable workspaces, shared notes, team task assignment | Up to 5 members with role-based access on higher plans |
AR for enterprise teams vs relationship-first AR for small teams
Scale. Tesorio is an enterprise platform. Its customer list includes publicly traded companies and large finance organisations. Its AI agent capabilities (autonomous supplier portal management, payment promise extraction, cash application at 95%+ accuracy) are built for operations processing thousands of invoices across complex ERP environments. Chasivo does not compete at this scale.
Price. Tesorio starts at $30,000 per year according to GetApp. Chasivo’s Solo plan is $19 per month. These are not comparable price points because they serve different markets. A freelancer or small business evaluating Tesorio is evaluating the wrong tool.
Email delivery. Tesorio sends collection communications from its platform. Some user reviews note issues with email CC functionality. Chasivo sends from the user’s own Gmail. For small businesses where customers know the sender personally, this distinction affects open rates and response rates.
Simplicity. Tesorio’s strength is depth: cross-functional collaboration, ML-driven forecasting, autonomous AI agents. Chasivo’s strength is focus: per-customer chasing modes, AI drafts with tone calibration, risk scoring, and Gmail delivery. One is a platform. The other is a tool.
Pick the one that fits the team you have.
Tesorio is a better fit if:
Chasivo is a better fit if:
Chasivo vs Tesorio: which one should you pick? It depends on the job you are hiring the tool for. Chasivo vs Tesorio comes down to whether you need to get invoices paid (Chasivo) or something Tesorio does as its primary job. Read the side-by-side above and pick the tool that matches your actual workflow.
Can Chasivo and Tesorio work together? In many cases, yes. Chasivo vs Tesorio is not always either-or. Keep Tesorio for what it does well, add Chasivo for the follow-up work that Tesorio does not handle natively.