Chasivo vs Growfin : What’s the best AR automation software?
Growfin is a mid-market AR platform designed around the interaction between Sales and Finance departments. Chasivo is built for freelancers, consultants, and small businesses where one person handles invoicing, follow-ups, and customer relationships.
Chasivo vs Growfin: side by side
Capabilities | Kolleno | Chasivo |
|---|---|---|
Target audience | Mid-market companies with separate Sales and Finance teams | Freelancers, consultants, agencies, and small businesses |
Self-serve signup | Limited. Sales process for most plans | Yes. Sign up and start in minutes |
Pricing | $49 to $89 per user per month | Free plan available. Paid plans from $19/month |
Send from your own email | No. Sends from the platform domain | Yes. Sends from your own Gmail via OAuth |
AI follow-up drafts | No. Automated dunning sequences based on rules | AI drafts calibrated to customer history, escalation stage, and tone preference |
Cash application | Yes. AI-powered payment matching | Not available |
Sales-Finance alignment | Core feature. Provides Sales teams visibility into customer AR status | Low focus. Possible through future CRM integrations |
Per-customer chasing modes | No. Dunning workflows apply at a broader level | Autopilot, Copilot, or Manual per customer. Invoice-level pause available |
Risk scoring | No per-invoice risk scoring reported | 0 to 100 risk score per invoice with specific signals, calculated before the due date |
Inbox & Email UX | User reviews on G2 report significant Mailbox and Inbox UX issues, limited search and filtering | Unified inbox with threaded conversations, search, AI drafts, risk scores, and invoice status per customer |
Onboarding | User reviews report slow data backfills during setup | Self-serve. No data backfill required. Import via CSV/Excel |
Accounting integration | Integrations with major accounting tools | CSV and Excel import. Direct integrations on the roadmap |
AI for a finance team. AI for the founder who is one.
Organisational assumptions. Growfin’s architecture assumes separate Sales and Finance departments that need shared visibility into customer AR data. For a company with 50+ employees and distinct departmental functions, this is valuable. For a freelancer or small business where one person handles all of it, the multi-department structure is overhead without benefit.
Per-user pricing. Growfin charges $49 to $89 per user per month. For a 3-person team, the monthly cost ranges from $147 to $267. Chasivo charges per plan, not per user. Higher-tier plans include multiple team members at a single price.
Inbox quality. G2 reviewers report recurring issues with Growfin’s Mailbox and Inbox features, including limited search and filtering, infrequent feature releases, and restricted UI customisation. Chasivo’s unified inbox consolidates conversations, AI drafts, risk scores, and invoice status per customer in a single threaded view.
AI approach. Growfin uses rule-based automated dunning. Chasivo uses AI to generate follow-up drafts based on each customer’s payment history, relationship data, and escalation stage, with a feedback loop that adjusts based on draft rejections.
Pick the one that fits the team you have.
Growfin is a better fit if:
Chasivo is a better fit if:
Chasivo vs Growfin: which one should you pick? It depends on the job you are hiring the tool for. Chasivo vs Growfin comes down to whether you need to get invoices paid (Chasivo) or something Growfin does as its primary job. Read the side-by-side above and pick the tool that matches your actual workflow.
Can Chasivo and Growfin work together? In many cases, yes. Chasivo vs Growfin is not always either-or. Keep Growfin for what it does well, add Chasivo for the follow-up work that Growfin does not handle natively.